Home Owner Insurance

Carmona Insurance is going to offer you The Coverage you need at the price you want.  We at Carmona know that any cent count, so we give you any discount that is possible for lowering you premium.  We encourage you to give us the opportunity to review your policy.  Please contact us. (305)559-8608 or email us at info@carmonainsurancegroup.com.


Disasters happen. Fire, hurricanes, earthquakes, and floods are all too often a part of life today. With natural disasters and man-made accidents not just a possibility, but an eventuality, Homeowners Insurance Quotes Online invites you to think of your greatest asset...your home. There are a number of ways to trim your homeowners insurance costs. Here are a few:

  • Combine your homeowners insurance coverage. Companies credit your home owner insurance by as much as 10% for insuring both your auto and home.

  • Make sure you are receiving all of the homeowners insurance discounts you deserve. Homeowners insurance discounts are often available for smoke detectors and fire alarms, burglar alarms, non-smoking and households, updates to your home, such as a new roof, electrical, plumbing, or heating system.

  • Increase your homeowners insurance deductible. The standard home owner insurance deductible is generally $250, but a surprising number of people still carry a $100 deductible. Typically, you can save about 10% on homeowners insurance just by increasing a $100 deductible to $250.

Here are some key questions to consider when choosing a home owner insurance policy:

  • How much will homeowners insurance cost me on a monthly basis?
  • Are there home owner deductibles I must pay before the homeowners insurance begins to help cover my costs?
  • What does the homeowners insurance policy cover, and what doesn't it?

We also consult on the following Insurance for the Property.


* Coomercial Residential.  This is the best choice at the best price for the

property that are uses as ALF, Group Home or Family Adult Day Care. 

For more information, please contact our Home Owner isurance specialist:

Onelio J. Carmona


To inquire about a non-binding consultation, or to schedule an appointment, please call:


305 559-8608


Report a Claim

Call us anytime, even outside of our regular business hours:


305 559-8608


You may also want to request a quote.

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